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We understand how overwhelming it can be to seek help for addiction. Navigating your insurance coverage shouldn’t hold you back.
At Beach House Center for Recovery, we make it easy for you or your loved one to understand your Cigna rehab insurance coverage and guide you through every step toward the care and healing you deserve.
Does Cigna cover detox and rehab? Substance use disorder is recognized as a medical condition. For this reason, Cigna covers a significant portion of treatment for patients across the U.S. (e.g., Washington, Ohio, Virginia, Delaware, and California).
Cigna addiction treatment coverage includes:
Additionally, under the Affordable Care Act, addiction is no longer considered a pre-existing medical condition. This means individuals can seek treatment without fear of premium increases.
The exact amount Cigna will cover depends on your plan. Some patients may have little to no out-of-pocket costs, while others may have a deductible or copay.
Our admissions team can quickly verify your benefits and explain what’s covered, so there aren’t any surprises.
Cigna often covers medically supervised detox for substances like alcohol, opioids, benzodiazepines, and more. Our admissions team will help you understand your coverage, so you can get the care you need quickly.
Cigna’s approach to behavioral health focuses on accessibility, personalized care, and integration with overall wellness. By addressing both mental and physical health, Cigna aims to improve access to quality behavioral healthcare and support better long-term health outcomes.
Depending on your plan, Cigna may cover a range of addiction treatments and services, including:
Here is how you can check your Cigna rehab coverage before starting treatment:
Does your plan require preauthorization or a doctor’s referral before starting rehab treatment? Don’t worry, you don’t have to navigate the process alone.
We’ll handle the paperwork and coordinate directly with Cigna and your primary care provider.
Insurance can be confusing, especially when you are dealing with mental and physical health conditions. We help make it easier. Our admissions team will:
The skilled admissions team at Beach House Center for Recovery has over 10 years of experience working with Cigna to access high-quality addiction treatment. We understand Cigna’s processes, policies, and coverage details, and we stay up to date on policy changes. This means you can access the treatment you need faster and with fewer delays.
Beach House Center for Recovery is accredited by the Joint Commission, a nationally recognized symbol of quality and safety in healthcare. Our rehabilitation and behavioral health programs are built on evidence-based practices, delivered by licensed clinicians, and tailored to meet your unique needs.
Many individuals can begin treatment at Beach House Center for Recovery within 24-48 hours after benefits are verified and (if needed) prior authorization is approved.
If you switch to Beach House Center for Recovery from another provider, Cigna may require updated authorization or documentation. We can help you navigate the transition to support minimal disruptions to your treatment.
Some plans do require a doctor’s referral, while others do not. Our admissions team will review your specific plan details and let you know exactly what’s needed.
Yes. If Cigna denies coverage for rehab treatment, you have the right to file an appeal.
Cigna may cover certain forms of aftercare, like outpatient therapy, support groups, or follow-up medical visits.
However, sober living homes are typically not covered unless they are a part of a licensed treatment program.
It depends on your specific plan. Cigna may cover a portion of the cost if the center meets its medical necessity and licensure requirements.
Note: Amenities like private rooms, gourmet meals, or spa services are typically not covered.
Some Cigna plans may cover the full cost of treatment. However, most include deductibles, copays, or coinsurance.
We accept most major insurance plans and can verify your benefits quickly and confidentially.
We’re committed to helping you access the care you need, our admissions counselors can guide you through your coverage options and available resources.
