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What types of health insurance plans does Magellan Health offer?
Magellan offers full-service healthcare plans that include behavioral health, pharmacy benefits management and specialty healthcare solutions. The insurer’s healthcare programs include Magellan Complete Care, Magellan Rx and NIA Magellan. In addition, Magellan’s healthcare offerings provide physical, behavioral, pharmacy and long-term care benefits
Does Magellan cover drug and alcohol detox?
Magellan’s plans that include Magellan Life Resources will cover substance abuse treatment after detox treatment is approved. And if it is considered necessary to find drug or alcohol rehabilitation by an Employee Assistance Program, Magellan will pay for all or part of the treatment.
The length of treatment covered by Magellan will vary based on what is deemed essential after private counseling. Also, Magellan’s coverage can range depending on whether inpatient or outpatient treatment is required.
In many cases, the entire treatment cost is covered for inpatient network providers, and 50 percent of the treatment cost is covered for out-of-network inpatient facilities.
For outpatient treatment, there is a 10 percent copay. After this copay, Magellan will cover 90 percent of the costs at a network facility and 50 percent of the fees charged by out-of-network treatment centers.
What are some of the benefits that Magellan offers for addiction treatment?
Depending on your policy, Magellan’s treatment coverage may prove to be more affordable than other healthcare plans for both inpatient and outpatient drug rehabilitation treatment. Magellan’s treatment coverage also may include supplementary care options such as outpatient programs or transitional living.
In order to determine your level of coverage for drug and alcohol rehab treatments, it’s important to review your individual policy.
Will Magellan pay for my entire stay for detox and recovery?
Magellan typically will cover up to two 28-day treatments per year at an inpatient facility, as well as all coverage costs up to $3,500 per year for outpatient facilities. The duration of addiction treatment that Magellan covers depends on the type of treatment deemed necessary after a person undergoes private counseling and receives a referral. In many cases, you likely will have to pay for at least some part of your addiction treatment.
How do I find out if my Magellan insurance policy includes coverage for drug rehab and drug and alcohol detox?
The most convenient and quickest way to understand the coverage you are entitled to for detox and recovery coverage through Magellan is to call our insurance assistance specialist at 877-703-2817. We will work directly with Magellan on your behalf to surface all applicable benefits based on your individual policy. This can usually be achieved in 45 minutes or less.
Here at Beach House, we know that trying to understand insurance coverage can be overwhelming. We can reduce that stress by working directly with Magellan to ensure we surface all applicable benefits to drug and alcohol detox and treatment. Call us at 877-703-2817, and we will be able to identify your benefits within an hour.