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What types of health insurance plans does Blue Cross Blue Shield (BCBS) offer?
BCBS offers a range of individual and family plans, including Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Access Blue, and Tiered Network/Blue Options. The BCBS system includes 36 independently operated member companies, a Federal Employee Program and an Association, serving the collective needs of BCBS plans.
Does BCBS cover drug and alcohol rehab?
Depending on your policy, BCBS may cover drug and alcohol rehab. For example, the Federal Employee Program covers group and individual therapy sessions that you attend during outpatient rehab, but you’re responsible for the copay.
Blue Cross Blue Shield drug rehab coverage also provides for inpatient and outpatient programs, either partially or in full. It may offer coverage for luxury, private or executive treatment plans as well based on your policy.
In addition, BCBS has many different drug and alcohol rehab policies nationwide. It requires precertification before you receive residential treatment, too. And if you do not go through the precertification process, you’ll be required to pay a fee of $500.
What are some of the benefits that BCBS offers for addiction treatment?
BCBS offers many coverage levels. That way, BCBS ensures you can receive treatment for an extended period of time if necessary. In order to determine your level of coverage for drug and alcohol rehab treatments, it’s important to review your individual policy.
Will BCBS pay for my entire stay for detox and recovery?
Blue Cross Blue Shield will cover a portion of your private addiction treatment based on your deductible and coverage amount. If you have additional coverage through your employer or choose a more affordable treatment facility, you may be able to enjoy a longer stay.
How do I find out if my BCBS insurance policy includes coverage for drug rehab and drug and alcohol detox?
The most convenient and quickest way to understand the Blue Cross Blue Shield drug rehab coverage you are entitled to for detox and recovery coverage is to call our insurance assistance specialist at 877-703-2817. We will work directly with BCBS on your behalf to surface all applicable benefits based on your individual policy. This can usually be achieved in 45 minutes or less.
Here at Beach House, we know that trying to understand insurance coverage can be overwhelming. We can reduce that stress by working directly with BCBS to ensure we surface all applicable benefits to drug and alcohol detox and treatment. Call us at 877-703-2817, and we will be able to identify your benefits within an hour.